Tip # 5 to Fixing Credit After a
Short Sale: Mailing the Letter
Once your strongly worded credit report dispute letters are written to each of the three credit reporting companies, then it is time to get it into the hands of their dispute department.
The goal is to get your letter read, taken seriously, and responded to.
Email phillis@txhomerealty.com to discover how other sellers successfully did a short sale and avoided foreclosure.
**Make sure you make a copy of whatever you are sending to the credit bureaus.** Just keep all your credit reports, letters, etc. in a file so you can use these later (this will be important.)
Send your letter, a copy of the credit report with the items you are disputing noted in Sharpie, and a copy of your driver’s license to each of the credit reporting companies.
This step CAN be a bit tricky, even though it should be the easiest step of all! Here’s why – the credit reporting firms don’t really like to deal with these dispute letters, and they change their mailing address for submitting these requests fairly often.
You will need to go to the website for Experian, Equifax, and Trans Union to get their dispute address.
BUT DO NOT SUBMIT YOUR DISPUTES ONLINE, like their websites pushes you to do. If you do this, your request is less likely to be taken seriously, and you won’t have any written record of what you submitted.
Send each of your letters as Certified Mail. Your local post office will help you with this.
Put the copy of the certification slip into your file as well. The certification slip ensures that you have a timeline started for restoring your credit.
Once your strongly worded credit report dispute letters are written to each of the three credit reporting companies, then it is time to get it into the hands of their dispute department.
The goal is to get your letter read, taken seriously, and responded to.
Email phillis@txhomerealty.com to discover how other sellers successfully did a short sale and avoided foreclosure.
**Make sure you make a copy of whatever you are sending to the credit bureaus.** Just keep all your credit reports, letters, etc. in a file so you can use these later (this will be important.)
Send your letter, a copy of the credit report with the items you are disputing noted in Sharpie, and a copy of your driver’s license to each of the credit reporting companies.
This step CAN be a bit tricky, even though it should be the easiest step of all! Here’s why – the credit reporting firms don’t really like to deal with these dispute letters, and they change their mailing address for submitting these requests fairly often.
You will need to go to the website for Experian, Equifax, and Trans Union to get their dispute address.
BUT DO NOT SUBMIT YOUR DISPUTES ONLINE, like their websites pushes you to do. If you do this, your request is less likely to be taken seriously, and you won’t have any written record of what you submitted.
Send each of your letters as Certified Mail. Your local post office will help you with this.
Put the copy of the certification slip into your file as well. The certification slip ensures that you have a timeline started for restoring your credit.
Thinking about a short sale?
I can help you short sale your property and get back on your feet. Send me an e-mail at beth@txhomerealty.com. I will contact you for a free consultation.
When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at (888) 287-8945.
Discover how other sellers successfully completed a short sale in Cedar Hill, Lancaster, Grand Prairie, Dallas and request a free consultation by emailing beth@txhomerealty.com.
Thinking about a loan modification? Our Dallas loan modification kit has the instructions you will need to get a loan modification approved with your bank. Email phillis@txhomerealty.com to request a copy.
Thanks for reading this, Phillis Nealy.
Phillis is a Real Estate Agent at The Texas Group.
Phone: (888) 287-8945.
A Realty company with Service as Big as Texas
View My homes for sale at http://www.txhomerealty.com
I can help you short sale your property and get back on your feet. Send me an e-mail at beth@txhomerealty.com. I will contact you for a free consultation.
When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at (888) 287-8945.
Discover how other sellers successfully completed a short sale in Cedar Hill, Lancaster, Grand Prairie, Dallas and request a free consultation by emailing beth@txhomerealty.com.
Thinking about a loan modification? Our Dallas loan modification kit has the instructions you will need to get a loan modification approved with your bank. Email phillis@txhomerealty.com to request a copy.
Thanks for reading this, Phillis Nealy.
Phillis is a Real Estate Agent at The Texas Group.
Phone: (888) 287-8945.
A Realty company with Service as Big as Texas
View My homes for sale at http://www.txhomerealty.com
Phillis Nealy specializes in loan modification assistance and short sales in Dallas Texas. Dallas Loan Modification Help, Dallas Short Sales. Texas Short Sale Realtor Dallas TX Short Sales. Dallas Realtor.
Important Notice
Phillis Nealy, and The Texas Group Realtors are not affiliated in any way, shape, or form with the government.
This is not intended as legal, technical, or tax advice. Please speak with a licensed professional before making any decision. Information is deemed reliable but not guaranteed as of the date of writing.
No comments:
Post a Comment