Friday, January 20, 2012

Job Relocation and Short Sales

My job has had a layoff and I have been offerred a new position in another city, I am current on my mortgage so can I do a short sale due to the current market and the value of my home is less than I owe?


Actually according to the rules of qualification for a short sale, relocation does qualify.  I have done quite a few of them and there are more strategic due the fact there is no deliquency, however the focus is to have an experienced agent or short sale queen like me take care of the process.  However in a non-delinquent short sale there is usually not a rush by the lender to process it quickly and in almost every case the seller will be asked for a contibution toward the loss, however if it is the primary home the difference in the short sale funds and the actual payoff can be totally released.


However, you still have a chance of getting your file approved even when you are current on your mortgage. The banks might approve your short sale file, depending on your specific situation and the hardship.

I can  put your Short Sale file together in no time and submitted.I can help you short sale your property and get back on your feet. Send me an e-mail at phillis@txhomerealty.com. I will contact you for a free consultation.

When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at (214) 650-5536

Discover how other sellers successfully completed a short sale and request a free consultation by emailing me at phillis@txhomerealty.com.

Thinking about a loan modification? I can help at no charge contact me at phillis@txhomerealty.com

Thanks for reading this, Phillis Nealy.

Phillis is a Real Estate Agent at The Texas Group. Dallas Short Sales Realtor:

Phone: (214) 650-5536. phillis@txhomerealty.com.

A Realty company with Service as Big as Texas

View My homes for sale at http://www.txhomerealty.com/.

Phillis Nealy specializes in loan modification assistance and short sales in Texas. Dallas Loan Modification Help, Dallas Short Sales. Texas Short Sale Realtor Dallas TX Short Sales. Dallas Realtor.



Phillis Nealy and The Texas Group are not affiliated in any way, shape, or form with the government. Our services have not been reviewed or endorse by the government or your lender. Most lenders willingly work with agents on short sales. Why?Because most short sales are beneficial to a lender. If you accept our offer to help you on a short sale, your lender may not agree to a short sale or to modify your loan. We do offer a loan modification kit.

However, the likelihood of negotiating a modification is like everything else in life. It takes knowledge, experience, and hard work  to get it done if the requirements are met.

We do not recommend that you stop paying your mortgage, because this will cause damage to your credit and could cause you to lose your home. Because we know avoiding foreclosure is so important to any homeowner, we recommend that you speak with the appropriate legal or tax advisor before making any decision.

This is not intended as legal, technical, or tax advice. Please speak with a licensed professional like a lawyer before making any decision. Information is deemed reliable but not guaranteed as of the date of writing.

You have the option to reject a short sale or loan modification from your lender if it does not meet your approval. If you decide not to go thru with the short sale, then you do not have to pay us our fee. We normally make a real estate sales commission for helping you on a short sale.

This information is provided as a courtesy to our viewers to help them make informed decisions.

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